Omar A. Mohanna
AmCham President and Chairman
Suez Cement Group of Companies
Omar Mohanna is chairman of Suez Cement Group of Companies, the
leading cement producer in Egypt. He is also chairman of the Alexandria
Tire Company, Egypt’s largest tire producer and subsidiary of Pirelli. He
has served on the board of directors of diverse companies, and is currently
board member of ACE Insurance Co., Egypt, an affiliate of the U.S.
multinational ACE.
Mr. Mohanna’s over 25 years of local and international commercial and
investment banking culminated in the position of vice chairman and managing
director of Egypt Arab African Bank (EAAB). He subsequently held
the position of managing director of Accor Hotels Group in Egypt.
As an economist, and through active participation in a number of business
organizations and ministerial bodies, Mr. Mohanna has supported the
growth of Egypt’s private sector, bringing his knowledge and expertise to
bear at the policy level and promoting increased trade and investment.
Mr. Mohanna is president of the American Chamber of Commerce in
Egypt and honorary chairman of the Egyptian Insurance Brokers’
Association. He is also a member of the U.S.-Egypt Business Council,
Egyptian Italian Business Council, Foreign Relations and Industry Leaders
committees of the Federation of Egyptian Industries, Club d’Affaires
Franco Egyptien, Egyptian Businessmen Association and Egypt’s
International Economic Forum. He is a member of the General Assembly
of the Holding Company for Roads, Bridges and Land Transport Projects,
Ministry of Transport; the board of trustees of the Egyptian Institute of
Directors, Ministry of Investment; and board of directors of the Industrial
Training Council, Ministry of Trade and Industry. In addition, he is vice
chairman of the Egyptian Center for Economic Studies (ECES).
At the broader community level, Mr. Mohanna is a board member of the
New Civic Forum and the Association for the Protection of the
Environment, as well as a member of the Egyptian Council for Foreign
Affairs.
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Anis A. Aclimandos
AmCham Executive Vice President
and President
TransCentury Associates
Anis Aclimandos is the president of TransCentury Associates, which
manages development projects worldwide. He is also president of
Woodies, a subsidiary of TCA, which is the import agent for Eastman-
Kodak.
Mr. Aclimandos joined the American Chamber of Commerce in
Egypt in 1983. He was elected to the board of governors in 1987 and
re-elected in 1988 and 2007. He has served as chair of AmCham’s
Customs, Investment & Trade and International Donor Programs committees,
and as vice president, membership from 2001 to 2005.
A certified accountant, Mr. Aclimandos earned a Bachelor’s of Arts
in accounting from Cairo University and holds Egyptian and U.S. certification
in financial management and analysis.
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Adel Danish
AmCham Vice President Membership;
and Chairman and CEO,
Xceed Contact Center
Adel Danish is the chairman and CEO of Xceed, a Telecom Egypt subsidiary
established in 2001 to act as its information technology arm. Dr.Danish began his career as a researcher at the IBM Scientific Center in Paris, France, going on to hold several technical and marketing positions
within IBM. He founded StandardData S.A. in France in 1978, and is the
founder and co-founder of several other companies in the IT field in
Egypt, France and the United States.
Dr. Danish was appointed a member of the board of directors of
Telecom Egypt in June 2000, served on the board of directors of the
Egyptian High Tech Association from 1998 to 1999, and has been a
member of the board of trustees of the French University in Egypt since
1998. He has been a member of AmCham Egypt since 1990, and established
its Information Technology Committee, which he chaired for two
terms. He also served as president of the Club d’Affaires Franco-
Egyptien in 1996 and 1997, and serves as a board member of the U.S.-
Egypt Business Council.
At the international level, Dr. Danish has co-chaired the Arab Business
Forum for Information & Communications Technology (ABFICT) since
2001. He is on the Business Steering Committee of the Global Business
Dialogue on Electronic Commerce (GBDe), where he played an active
role as co-chair for the Europe/Africa region from 2004 to 2005.
Dr. Danish is the author and co-author of several European and
American patents in the areas of telecommunications and information
technology, and was awarded the “Chevalier de l’Ordre National du
Mérite” in France in 2000.
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Ahmed Abou Ali
AmCham Vice-President Legal Affairs and Partner,
Hassouna
& Abou Ali Law Firm
Ahmed Abou Ali is the current vice president for legal affairs of the
American Chamber of Commerce in Egypt. He is also a member of the
American Bar Association, the American Society of International Law,
the Egyptian Society of International Law, the Egyptian Capital
Market Association (chairman of the Committee on Legislation and
Profession) and the Egyptian Society for the Protection of Intellectual
Property (board member and general secretary).
Dr. Abou Ali is a founding partner of Hassouna & Abou Ali Law
Offices and an attorney before the Supreme Court of Egypt. He practiced
law in the United States with the Chicago firm of Sidley & Austin
before returning to Egypt to represent a number of multinational
American and European companies. He has extensive experience with
Egyptian banking, commercial, corporate, investment, privatization,
project-finance and securities laws and regulations.
Dr. Abou Ali holds an LL.M. degree from Harvard Law School and
a diploma in private law and an LL.B. from Cairo University.
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Hala El Barkouky
AmCham Board Member and Managing Partner,
Allied Business Consultants
Hala El Barkouky, the founder and managing partner of Allied
Business Consultants (ABC), is a business transformation management
consultant. Since its inception in 1996, ABC has been contracted
for the provision of privatization advisory services to the Government
of Egypt. ABC’s scope of activities includes international business in
the field of investment banking and business restructuring.
Ms. El Barkouky is a board member of the American Chamber of
Commerce in Egypt. She has previously served as chair of AmCham’s
Women in Business Committee and has held two committee co-chair
positions since 2001. She is also a member of the Egyptian Capital
Market Association and Egypt’s International Economic Forum, and
was a speaker at the Women in Public Life Summit, Bermuda, on the
subject of women and peace.
Before establishing ABC, Ms. El Ba rkouky was a member of the
team managing Egypt’s privatization program. Prior to that, she gained
18 years of finance and banking experience in a number of prominent
financial and banking institutions in Egypt.
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Rodney J. Eichler

AmCham Member of the Board; Executive Vice President and General Manager ,
Apache Egypt Companies
Rodney Eichler, Apache Corporation executive vice president and
general manager of the Egypt region, joined the company in 1993 as
regional exploration manager for the Rocky Mountain region. In 1995,
Mr. Eichler was named western region exploration manager before
becoming western region vice president in 1996. He was transferred to
Cairo in 1997 as vice president, exploration and development, Egypt
and designated vice president and general manager of Apache Egypt
Companies in 1999. In 2003, Mr. Eichler was promoted to corporate
executive vice president and general manager, Egypt.
Prior to joining Apache, Mr. Eichler was associated with Axem
Resources, Tenneco Oil Company and the U.S. Army Corps of
Engineers.
Mr. Eichler received his Bachelor’s of Science and Master’s of
Science in geological engineering from the Colorado School of Mines.
He is a member of the American Association of Petroleum Geologists
and is a Certified Petroleum Geologist and Registered Professional
Engineer in the State of Texas.
Apache Corporation is a large gas and oil independent with core
operations in the United States, Canada, Egypt, Argentina, the British
North Sea and western Australia. Apache has invested more than $4.2
billion in Egypt since 1996. It is the largest American investor in Egypt
and the top producer of oil and gas in Egypt’s Western Desert. The
company provides about 15 percent of the country’s daily oil and gas
output.
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Curt Ferguson

AmCham Member of the Board
and North & West Africa Division President,
Coca-Cola Egypt - Atlantic Industries
Curtis Ferguson began his career with Coca-Cola USA in Atlanta, Georgia,
in 1983. Since transferring to Asia in 1988, he has held a variety of management
and bottler positions in subsidiaries of The Coca-Cola Companies
in Thailand, Indonesia, Singapore, Malaysia, Cambodia, Nepal, Sri Lanka
and Vietnam.
In July 2000, he assumed the position of managing director of The
Coca-Cola Bottling Company of Egypt, responsible for the production and
distribution of 11 modern factories employing 8,500 staff. In Egypt, Mr.
Ferguson was an active member of the local community, serving as board
chairman of the Community Services Association and the Cairo American
College, a board member of the Bilateral Fulbright Commission and vice
president of the AmCham board.
In 2002, Mr. Ferguson assumed the position of senior region manager
for West Africa, based in Côte d’Ivoire, and in late 2003, became senior
regional director for the Western Africa region, based in Morocco. He is a
director of the North African Beverage Company, a joint venture for The
Coca-Cola Company in the North African market. In January 2005, he was
appointed division president of the North & West Africa Division, based in
Cairo, Egypt. In 2007, he assumed the role of president of the North and
West Africa Business Unit, responsible for the 27 countries of North and
West Africa. He also serves on the World Wide Ethics and Compliance
Committee for the Coca-Cola Company.
In 2006, Mr. Ferguson was appointed by the U.S. commerce secretary
to be on the board of the U.S.-Egypt Business Council.
He holds a Bachelor’s of Science with majors in finance and management
from Indiana University and is a graduate of the Executive
Development Program at Stanford University and the Executive
Management Program conducted by Wharton\Emory Universities.
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Amr Kabil
Group Vice President, National Stevedoring Group
Amr Kabil is group vice president and vice chairman of National
Stevedoring Group, general manager and adviser to the chairman of
the Travco Group of hotel companies, and chairman and CEO of
Modern Egyptian Transport Co. (METCO). He is also an administrator
for the Club d’Affaires Franco-Egyptien and a mechanical engineer
for the Conservatoire National des Arts et Metiers.
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Ehab El-Zorba
Vice President Business Development, Egypt Clothing Co.
Ehab El-Zorba is vice president of operations at Nile Holding
Company. Nile Holding is composed of a group of five subsidiary
companies involved in textile exports employing around 12,000
people.
Mr. El-Zorba holds a Bachelor’s degree in business administration
from the University of Denver’s Daniels College of Business and will
be pursuing an MBA by next fall.
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Girgis Sarwat Abd El Shahid
Attorney at Law, Sarwat A. Shahid Law Firm
Girgis Abd El-Shahid is a former public prosecutor. He received an
LL.M. in international legal studies from Georgetown University Law
Center, USA; an LL.B. from Cairo University, English Section; and a
Bachelor’s of Arts in economics and minor in business administration
from the American University in Cairo. Since his entry into the private
practice of law, Mr. Abd El-Shahid has provided legal services to
numerous national and multinational companies operating in the
Middle East region. He specializes in banking and finance, securities
offerings, joint venture arrangements, acquisitions, legal due diligence,
energy and natural resources, corporate and commercial agreements,
telecommunications and intellectual property litigation.
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Gregory F. Huger

Managing Partner, Ayrlie Partner
Gregory Huger is managing partner and founder of Ayrlie Partners
LLC, a consulting firm specialized in corporate social responsibility
that focuses on sustainable supply chains, financial sector CSR, sustainable
low-income communities and public-private partnerships.
Mr. Huger led Unocal’s five-year transformation to strategically
proactive corporate citizenship to ensure global reputation and business
continuity. His team enabled that company to maintain its presence
in the challenging socio-political environments where it worked
to develop oil and gas resources. He also spent one year with Bechtel
in Iraq, managing the relationship between the company and Iraqi
communities and subcontractors.
Mr. Huger was a minister counselor in the U.S. Foreign Service,
serving with USAID and the Peace Corps for 23 years, mostly in field
positions in the Middle East, where he served in Egypt for five years,
the former Soviet Union, Central and South America, and Africa. He
also held regional management positions for seven years with Deere
& Company in South America and Europe.
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Guy Bourn
Director Business Development Precision Products, ATK Washington Operations
Guy Bourn is ATK’s business development director for precision products.
His portfolio includes precision-guided conventional munitions
primarily for the US Army. He serves as ATK’s interface with customers
in the Office of the Secretary of Defense, the Office of the
Secretary of the Army and the Army staff as well as the Army’s major
subordinate command headquarters.
General Bourn retired from the US Army in 2004 as a major general.
He was commissioned a second lieutenant in the field artillery after
graduating from West Point in 1974. His last position in the Army was
chief, Office of Military Cooperation in Cairo, Egypt. He retired from
the Army to accept the position of vice president of the first private
company to manage a seaport in Egypt. After three years with the
Sokhna Port Development Company, he returned to the United States
to join the ATK team.
General Bourn holds an undergraduate degree in general engineering
from the U.S. Military Academy at West Point and a Master’s
degree in systems technology from the Naval Postgraduate School at
Monterey, California.
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Hani Cassis
General Manager, Misr for Industry and Trade "Mintra"
Hani Cassis is a partner and general manager of MINTRA, a family
manufacturing firm employing 1,500 people and exporting 85 percent
of its production of stationery and office supplies to the United States
and Europe. Mintra is a major supplier and manufacturer of ecofriendly
notebooks, pads and fashion notebooks to Staples.
Mr. Cassis participated in the establishment of MINTRA in 1990,
responsible for all the commercial, marketing and product innovation
aspects, right after his graduation from the American College of
Switzerland, where he majored in marketing.
In 2005, he obtained an MBA in international management, jointly
granted by the University of Paris Dauphine and Paris I Pantheon-
Sorbonne University. He is currently a member of GREGOR (Groupe
de Recherche en Gestion des Organizations), University of Paris I
Pantheon-Sorbonne. While pursuing his Ph.D. studies in cognitive
decision making at Paris I Sorbonne University, he has been teaching
marketing courses for the executive MBA at Ain Shams University.
More specifically, he teaches case studies and exercises in distribution,
merchandising, sales techniques and communications.
He has been nominated to join the Yale University World Fellows
Program in fall 2008.
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Hassan Hassanin Hassaan
Chairman, International Drug Agencies
Hassan Hassanin Hassaan worked as the area manager (Saudi Arabia)
of Germany’s Heinrich Mack for 14 years, gaining extensive international
experience in managing multinational pharmaceutical companies
and a track record in business development.
Mr. Hassaan has established three pharmaceutical companies in
Egypt: Sina Pharm, International Drug Agencies (IDA) and
International Drug Industries (IDI). The three companies provide
unique drug products for the local and international market.
He is also the head of Egypt’s scientific office for German pharmaceutical
firm STADA.
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Hisham A. Fahmy
Executive Director – AmCham
Egypt
Hisham Fahmy has been the executive director of the American
Chamber of Commerce in Egypt since December 1999, and held the
position of general manager from 1987 to 1993. He is also the founder
and former chairman of the Egyptian Society of Association
Executives (EgSAE), an association whose mission is to enhance the
professional management of associations in Egypt. Mr. Fahmy previously
served as acting director of the Egyptian Center for Economic
Studies, a non-profit think tank that carries out and disseminates independent
economic research. He worked on implementing programs
that furthered the center’s mission, and oversaw the financing and
administration that sustains them.
Mr. Fahmy developed quality systems and initiated business contacts
between one of Egypt’s largest international corporations,
International Group of Investment (IGI), and its clients and suppliers.
He spent a decade acquiring firsthand private sector expertise in
travel and tourism, and representing engineering, construction and
electronics firms.
Mr. Fahmy graduated from the American University in Cairo in
1974 with a Bachelor’s degree in Chemistry and is a member of the
American Society of Association Executives (ASAE).
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J. Michael Lacey
Managing Partner – Denton Wilde Sapte
J. Michael Lacey is managing partner of the Cairo office of Denton
Wilde Sapte. He is experienced in international construction projects,
with a particular focus on privatizations. Prior to joining DWS in
2002, he worked on many major BOT projects and his experience
includes road, port, hospital, airport, power, bridge and airport privatizations
He also works with aviation, corporate, energy and environmental
projects, including several major dispute adjudications for
multinational clients in the areas of construction insurance, finance,
warranties and procurement fraud. Prior to this, he worked for Skanska
USA and Skanska Infrastructure Development (New York and
Stockholm offices).
He holds a Bachelor’s of Arts in history and international relations
from the University of San Diego, a Juris Doctor from Saint Louis
University and a Master’s of European law from Stockholm
University.
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Loula Zaklama
President and Managing Director, Radaresearch & Public Relations Co.
Loula Zaklama, elected world president of the International Public
Relations Association for 2006, is a public relations and marketing
expert with 40 years of experience in advertising, marketing, data
analysis and public awareness campaigning.
In 1982, she founded RadaResearch & Public Relations Co., a private
marketing research and public relations firm in Egypt.
Ms. Zaklama joined AmCham Egypt in 1985, and served several
times as a member of the board of governors. She is also a member of
the board of Gallup International and the International Public
Relations Association (IPRA).
Ms. Zaklama received the Atlas Award International Lifetime
Achievement from the Public Relations Society of America in October
2007 and the Medal of Merit from the International Advertising
Association, Chicago, in 1986 – a medal given every two years for
outstanding contributions to the advertising industry. She is one of 10
individuals to have been selected from around the world for this distinguished
award. She received a certificate of excellence from the
International Public Relations Association in 1993, and was selected
as one of the 50 leading women entrepreneurs of the world by the Star
Group, sponsored by IBM and Fortune magazine, in May 1998.
She was also selected as one of the 50 Arab leading businesswomen
in the Middle East 2006 by Forbes magazine. She received the
AmCham “Special Achievement Award” in 2004.
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M. Gamal Moharam

CEO & Managing Director, Piraeus Bank
Mohamed Gamal Moharam is the chairman and CEO of Piraeus Bank
Egypt. He joined the bank, formerly named Egyptian Commercial
Bank, in March 2002.
Mr. Moharam acted as chief representative with The Bank of New
York from 1985 to 2002 and worked with Fleet National Bank from
1981 to 1985 and Citibank from 1979 to 1981.
He has been an active member of the American Chamber of
Commerce in Egypt since 1984 and served several terms on the board
of governors. He was previously AmCham executive vice president
and is currently chair of the Banking, Finance & Insurance
Committee.
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Mohamed Abdallah
President, Coldwell Banker Affiliates of Middle East & Greater Africa
Mohamed Abdallah is the president/CEO of Coldwell Banker
Middle East and chair of AmCham Egypt’s Real Estate Committee.
Mr. Abdallah started his professional career as a trader on the
Egyptian stock exchange. In 1996, he held the position of vice president,
trading at EFG-Hermes, one of the biggest financial groups in
Egypt.
He holds a Bachelor’s degree in mechanical engineering from the
American University in Cairo, which he gained in 1994, and completed
various pre-graduate courses from different international universities.
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Mohamed Abou Youssef
President, Abou Youssef Architectural & Contracting Office
Mohamed Abou Youssef is the chairman of the Abou Youssef Group,
a group that he founded in 1970. It started as the Abou Youssef office
specializing in contracting, construction chemicals, diesel engines and
swimming pools. Later, the group grew to include Sinai Touristic
Investments Company, which built, owns and manages three resorts
on the shores of Sharm Al Sheikh. The hotels are four- and five-star
establishments with a total capacity of 1,000 rooms.
He is president of the environmental committee of the South Sinai
Investors Association and chairman of Sharm El Sheikh Ecological
Service company, responsible for environmental sustainability
through clean-up initiatives and solid-waste management.
Mr. Abou Youssef was decorated with the high merit of the commendatory
title from the Italian government in 2007. The award was
given for his contributions to enhancing economic relations between
the two countries, for his work to sustain the environment in South
Sinai and for his continuous support for less privileged communities.
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Mohamed E. Taymour
Chairman, Pharos Holding for Financial Investments
Mohamed Taymour is chairman of Pharos Capital, a family private
equity firm, and the founder and former chairman of EFG-Hermes, the
region’s largest investment bank, covering a range of activities that
include brokerage, asset management and advisory activities.
Dr. Taymour has worked as a consultant – for both the Egyptian
government and private institutions – on a variety of assignments
related to capital markets. He has held senior positions in investment
banking and development banking institutions in Egypt, the United
States and Kuwait.
Dr. Taymour has been a prominent member of the American
Chamber of Commerce in Egypt since 1988, serving as chair of the
Investment Committee from 1991 to 1997 and chair of the Stock
Exchange Committee from 1998 to 2002. In 2003, and again in 2005,
he was elected as a member of the AmCham board of governors.
He is currently the chairman of the Egyptian Capital Market
Association, a board member of the Egyptian Center for Economic
Studies and a member of the Egyptian Council for Foreign Affairs.
Dr. Taymour holds a doctorate from Dartmouth College in the
United States and a Bachelor’s of Science in industrial engineering
from Cairo University.
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Mohamed Taha Mostafa
"First Vice President - Treasury Group Head", Arab Banking Corporation - Egypt (ABC Bank)
Mohamed Taha Mostafa is treasurer, first vice president for Arab
Banking Corporation.
He began his career with Mosafco International Co., where he
worked for four years as a petroleum service manager before moving
to Islamic International Bank for Investment & Development,
where he was assistant chief dealer for five years. In 1978, he
joined Egyptian American Bank as assistant chief dealer, later to be
appointed chief dealer in 1988, deputy manager in 1989, first
deputy manager in 1989, manager in 1990, senior manager in 1991,
assistant general manager in 1992, deputy general manager in 1993,
general manager in 1996 and executive vice president and head of
treasury in 2000.
He graduated from the American University in Cairo in 1978
with a Bachelor’s of Arts in economics.
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Nawal Naguib Kelada
Management Consultant, Middle East Courier Services
Nawal Kelada is a founder and partner of Middle East Courier
Services Co. Egypt, established in 1977, where she continues as a
management consultant, and also freelances for the UNDP as a management
consultant and quality management trainer.
Ms. Kelada has been with UNDP Cairo since 1963, during which
time she has been involved in methodological administration, management,
human resources development and training, as well as information
and communication management and policy-making. She has
undertaken many missions to other UNDP offices, establishing UNDP
global administrative management systems, policies and procedures,
human resources development training and capacity building. She has
also conducted quality management training workshops in UNDP
offices in Zimbabwe, South Africa, Egypt, Rwanda and Kenya.
Ms. Kelada is a board member of the Rotary Club of Cairo
Cosmopolitan, a founding member of Egypt’s Chapter of the
Association for International Civil Servants (AFICS), and a founding
member and board member of Media Arts for Development
(MADEV). She is on the President’s List of the American University
in Cairo (AUC) and is involved with the AUC John Gerhard Center
for Philanthropy & Civil Service.
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Rami Zaki
Associate Director, External Relations, Procter & Gamble Egypt, Ltd.
Ramy Zaki took up his duties as associate director, external relations,
Procter & Gamble Near East in 2005, with a scope of responsibility covering
the company’s business in Egypt, Levant and Northeast African
markets. He was previously the external relations manager for Procter
& Gamble Egypt.
Between 1994 and 1998, Mr. Zaki was a diplomat with the Egyptian
Ministry of Foreign Affairs, serving in a variety of assignments including
the Palestine desk, consular affairs and the ministry’s databank.
Prior to that, he worked for Bechtel Egypt SAE as a business development
assistant manager. He took his first career step in 1992 as an engineer
with the General Dynamics Company.
Mr. Zaki holds a Bachelor’s of Science in engineering from Cairo
University and an M.Sc. environmental science, legislation and management
from Brunel University, UK. In 1994, he attended the Cairo
Diplomatic Institute and the Elliott School of International Affairs at
George Washington University. He also took part in the Harvard
Kennedy School of Government’s Executive Program on the practice of
trade in 2004.
Mr. Zaki is a co-founder and member of the board of Khadra
Association for the Conservation & Development of the Environment,
an NGO working for environmental and social improvement in Egypt.
He is a member of the LIONS Clubs of France, the Egyptian Syndicate
of Engineers, the American Chamber of Commerce in Egypt, the
Federation of Egyptian Industries, the Association for Graduates &
Trainees from Britain in Egypt, the Alumni Association of the Jesuit
School in Cairo and the International Life Science Institute.
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Soheir Kotb Farahat
President, Ingyco Agencies
Soheir Farahat is president of Ingyco Agencies, a private marketing
company established in 1984 covering the fields of electronics, communications,
maritime transport and services, textiles and wastewater
disposal. When the privatization scheme of the Egyptian government
was started, Ingyco Agencies marketed projects in the above fields,
with a focus on the field of maritime transport and dredging projects.
After receiving a Bachelor’s of Arts in social sciences from the
American University in Cairo, Ms. Farahat worked at the United
Nations Food and Agriculture Organization in Cairo for three years,
after which she was transferred to the UN World Health Organization
Regional Office in Alexandria as an administrative officer, where she
remained until she started her private business, Ingyco Agencies, in
1984.
Ms. Farahat joined the American Chamber of Commerce in 1995.
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Tarek M. Elrefai
Managing Director, The Bank of New York Mellon- Representative Office
Tarek Elrefai is managing director of The Bank of New York Mellon’s
Cairo Representative Office, where he is responsible for developing
business relationships with financial institutions and promoting the
bank’s range of payments and cash management products, trade, custody,
security lending and GDR/ADR. He is also country manager for
Egypt, Jordan, the West Bank, Tunisia, Algeria, Morocco, Libya and
Yemen.
Mr. Elrefai started his career in 1982 as a foreign exchange dealer
at Alexandria Kuwait International Bank. In 1986, he joined Irving
Trust covering the Egyptian market. The Bank of New York took over
Irving Trust in a hostile takeover in 1990 and Mr. Elrefai remained
with The Bank of New York.
Mr. Elrefai graduated from Cairo University’s Faculty of
Commerce in 1980.
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